Now that you are seriously considering lap band surgery, you will definitely want to know more about lapband cost. Here is some information about the cost of the procedure that will help you to organize your finances and prepare you for the surgery that could change your life.
How Much Does Lapband Cost with Insurance
One of the first things you will want to do when you are figuring out lapband cost is to contact your health insurance company. Some companies will consider your surgery a cosmetic procedure, and this means that you will have to take care of the bill yourself. If this is the case, you will need to know this ahead of time so that you can have the money together months before your surgery.
If your insurance company sees the surgery as a health-related procedure and will cover part of the lapband cost for you, you should be well aware of the percentage of coverage before you make your appointment. Most health care professionals recommend that you find out the definite policies and percentages that will come from your health insurance company at least ten days before your surgery, so that you can reschedule if need be.
Lapband Cost Without Insurance
Lapband cost will also include the medications that it will take to reduce the pain and complications that may be associated with the surgery. Thousands of dollars are spent for the procedure itself, and when you factor in the pain medications that you will need afterward, you could be facing a bill of about $6,000. Most people will also have to pay a little of $2,000 for health care expenses associated with the process even if their insurance is covering part of the procedure, so taking a few months to save after you meet with your doctor is ideal.
Your lapband cost may include your having to pay for a weight loss program that will help you to make the most of your surgery. You will need to adopt a completely new way of eating and living after you have the operation, so taking the exercise classes that you need or meeting with a nutritionist every week could cost you about $600.
You may be able to cover the lapband cost by coming up with a payment plan with your physician's office. Make sure this is an option before you make your appointment. In some cases, you will need to make a down payment for the surgery, and you can take care of the remaining lapband cost in the weeks after your operation.